Credit Wizard A.I
A.I.-powered

Credit Wizard A.I.DIY Credit Education & AI Letter Generator.

Educational credit improvement tools, dispute methods, FCRA-cited letters, and your own private CRM for ID docs, evidence, and mail tracking. Plus a full credit law library and learning center.

Start the 10-step plan
114+
FCRA Laws
17
Methods
40
Letters
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Your toolkit

Today's plan

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  1. 1
    Pull All Three Reports
    Get the raw data you'll attack for the next 6 months.
  2. 2
    Audit Every Tradeline
    Identify every item that is inaccurate, incomplete, unverifiable, or obsolete.
  3. 3
    Freeze + Opt Out
    Reduce attack surface while you repair.
Pro tip

Never dispute through online portals. Certified mail with return receipt preserves your rights under § 1681s-2(b) and creates a paper trail you can sue on.

Results disclaimer: Results vary throughout the app. Credit repair outcomes depend on your unique file, the responsiveness of bureaus and furnishers, and many factors outside our control. No specific result, score increase, deletion, or timeline is guaranteed.